Visit PAYMENT CARDS offer a modern, efficient solution for managing corporate finances. From small businesses to large multinationals, these cards centralize expenses, improve financial monitoring and simplify accounting.

In this article, we'll explore in detail the various benefits that corporate payment cards can bring to your organization.

What is a corporate payment card?

A corporate payment card is a payment card issued by a financial institution, designed specifically for use by companies and their employees in the course of their professional activities.

These cards enable companies to manage and control business expenses more efficiently and securely.

Types of corporate cards

Corporate Debit Cards

Corporate debit cards are linked directly to the company's bank account, deducting funds immediately on transactions. They enable strict control over spending, as they do not allow you to spend more than the available balance on the account.

Corporate Credit Cards

Corporate credit cards enable companies to borrow up to a certain limit to cover business expenses. They offer payment flexibility, with the option of settling the balance in full or in instalments, and are often accompanied by reward and discount programs.

Prepaid Cards

Visit prepaid cards are loaded with a fixed amount before use, and can only be used until this amount is exhausted. They enable precise control of budgets and are ideal for specific projects or travel expenses, offering added security in the event of loss or theft.

Virtual Maps

Virtual cards are digital payment cards generated for online transactions or one-off purchases. They offer enhanced security by reducing the risk of fraud, as they can be used only once or for a limited period, with no direct link to the company's main bank account.

Why do companies need corporate cards?

Expense Management

Corporate cards enable companies to monitor and control spending more effectively, by providing tools for defining budgets, spending limits, and spending categories.

Simplification of Financial Processes

They simplify payment and accounting processes by replacing paper checks, cash and expense reports with electronic transactions that are easy to track and document.

Safety and Protection

Corporate cards offer high levels of transaction security, with features such as real-time monitoring, fraud alerts, and instant blocking options in the event of loss or theft.

Flexibility and accessibility

They can be used for online, in-store or telephone purchases, offering flexibility in payment methods and facilitating access to necessary supplies and services.

Monitoring and reporting

They provide detailed reports on expenditure, facilitating the monitoring and analysis of financial flows, which is essential for budget management and strategic decision-making.

Benefits and rewards

Some corporate cards offer additional benefits such as cash back, reward points, or discounts on purchases, which can help maximize savings and benefits for the company.

Business Travel Management

Travel optimization: Corporate travel cards simplify the management of travel expenses, offering additional benefits such as travel insurance, access to airport lounges, and airline and hotel loyalty programs.

Budget Allocation and Project Monitoring

They can be used to allocate specific budgets to projects or departments, making it easier to track expenditure and optimize resources.

Who can hold a corporate bank card?

Corporate bankcards can be held by various entities within an organization, including :

1. Employees : Employees authorized by the company can be issued company bank cards to cover their business expenses, such as business travel, purchases of supplies or entertainment expenses.
2. Administrators or managers : Senior company executives, such as CFOs or department managers, may also hold corporate bank cards to manage expenses related to their professional duties.
3. Company representatives : Individuals representing the company at external events, conferences or meetings may be issued with corporate bank cards to cover the costs associated with these activities.

Corporate card printing

Corporate card printing is a crucial step in creating a distinctive corporate identity. Companies can choose from a variety of options to design and print their cards, depending on their needs in terms of design, materials and finishes. 

Companies can opt for traditional corporate cards with basic information such as name, title and contact details, or choose more creative, personalized designs that reflect the company's brand image.

What's more, the use of advanced printing technologies means that security features such as holograms or special inks can be added to protect cards against counterfeiting and fraud. 

By investing in a high-quality printingIn this way, companies can reinforce their credibility and professionalism, while leaving a positive impression on customers and business partners.

To save time and resources, companies can opt for a all-in-one printing service like the one offered by Printags, which takes care of PVC card production from design to shipping and tracking. Contact us today for high-quality business cards that meet your professional needs.